How do high-volume P2P traders avoid bank account freezes?

I hold seeing individuals on Reddit say their bank accounts get frozen after doing crypto P2P trades, especially when receiving money from unknown accounts.

However at the similar time, there are P2P traders with 500–1000+ completed trades who seem to operate constantly without issues.

So I’m curious:

How do skilled P2P merchants scale back the danger of account freezes?

Do they use particular banks or wallets which might be thought-about safer for receiving P2P payments?

Are business/present accounts safer than private financial savings accounts for this?