After the recent Peach situation, I wanted to answer a broader question:
Can Europeans still acquire Bitcoin without KYC in 2026?
The answer is yes, but I think “no KYC” is becoming a pretty useless label on its own.
A marketplace can avoid asking for your passport while still having a central operator. Tor can hide your network connection while your bank transfer reveals your identity to the counterparty. And you can buy BTC privately only to destroy that privacy later by merging the UTXO with a KYC withdrawal.
So I compared Peach, Bisq, RoboSats and Mostro by their actual trust models: custody, Tor, Lightning/on-chain settlement, coordinator risk, fiat leakage and regulatory pressure points.
The part I found most interesting is that these aren't really four versions of the same thing. They're four very different answers to the problem of exchanging fiat for Bitcoin.
Full article (partially paywalled):
https://davidebtc186.substack.com/p/the-no-kyc-bitcoin-map-of-europe
What route are Europeans here actually using in 2026?
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